Bortoh vs Copilot Money
Beautiful finances, on any device.
Copilot Money set a new bar for finance app design. The interface is gorgeous, the Apple Design Award finalist status is well-deserved, and the automatic categorization mostly works. If you love how Copilot looks and feels, we get it.
But Copilot only works on Apple devices. No Android, no Windows, no web access from your work computer. At $95/year with no free tier, you're locked into one ecosystem. Their #1 feature request for years — CSV import — still doesn't exist. And if you manage money in anything other than USD? Copilot can't help you.
TL;DR
Bortoh is a free AI-powered finance app that works on any device with a browser. Unlike Copilot Money (Apple-only, $95/year, USD-only), Bortoh supports 9 currencies, CSV/PDF import, conversational AI with 60+ tools, and a generous free tier. Best for: anyone on Android/Windows, expats, or users who need CSV import.
| Feature | Bortoh | Copilot Money |
|---|---|---|
| AI Chat Assistant | Full (60+ tools) | None |
| Multi-Currency | 9 currencies, daily rates | USD only |
| Receipt Scanning | Yes | Yes |
| Voice Input | Yes | No |
| Bank Statement Import (CSV) | Yes (PDF, CSV, AI-parsed) | No (#1 request) |
| Budget System | 4 templates (50/30/20, etc.) | Adaptive |
| Tax-Ready Reports | Yes (deductions, quarterly, export) | No |
| Financial Spreadsheet | Yes (12-month matrix) | No |
| Free Tier | Unlimited accounts + transactions | No |
| Price | $12.49/mo (annual) | $7.92/mo (annual) |
| Platform | Web (any device) | Apple only |
| Languages | 14 languages | English only |
Keep the beautiful design. Lose the platform lock-in. Bortoh gives you a polished interface on any device — plus AI that actually understands your finances, multi-currency support, and the CSV import Copilot users have been requesting for years.
Frequently asked questions
Yes. Bortoh is a web app that works on any device with a browser — iPhone, Android, Mac, Windows, Linux. No app store download required.
Export your transactions from Copilot as CSV and import them into Bortoh. The AI categorizes everything automatically.
Bortoh features a dual-theme design — liquid glass dark mode and a clean light mode. While Copilot's Apple-native design is excellent, Bortoh's web-based interface is polished and works on every platform.
Bank sync via Plaid is on our roadmap. Currently, you can import bank statements (PDF or CSV) and Bortoh's AI categorizes everything in seconds. Many users prefer this for accuracy.
The free tier includes unlimited accounts, transactions, budgets, goals, and multi-currency support. AI chat is included with ~15 messages per day. No trial, no expiration.
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