Finally, all in one place.Even across currencies.
Stop doing FX math in your head. Your real net worth, consolidated, every day.
Itaú
Checking
R$ 12.400,00
Chase
Checking
$ 8,200.00
Wise
Multi-currency
€ 3,100.00
Marcus
Savings
$ 15,500.00
Fidelity
401(k)
$ 24,800.00
Nubank
Digital Account
R$ 2.800,00
Amex
Credit Card
−$ 3,914.00
Student Loan
Student Loan
−$ 4,200.00
Total net worth
$0.00
01 — CURRENCIES
Earn in USD, spend in BRL, think in EUR?
Bortoh consolidates everything in real time using central bank rates.
Today · BRL → USD (5.00)
Freelance Google (USA)
· 2h agoFX+$3,200.00
R$ 16,000.00
Pão de Açúcar Market
· 12m ago−R$ 847,50
−$169.50
Airbnb (Lisbon)
· 1h agoFX−€340.00
−$374.00
Energy bill (Itaú debit)
· 3h ago−R$ 128,00
−$25.60
Net balance today
+$0.00
02 — FINANCIAL PLAN
Where will you be in 20 years?
Realistic projection based on your current net worth, income, and expenses.
Emergency fund
$22k · reached Jun/2027
Down payment (apartment)
$120k · reached Jan/2030
FIRE ($1M invested)
$1M · reached 2044 (18 years)
03 — BORTOH AI
Talk to your money, not to spreadsheets.
Ask anything. Bortoh knows your full account context and answers in real time.
How much did I spend on food this month?
$847 at the grocery store + $420 at restaurants = $1,267 on food. Below the 3-month average ($1,420).
Am I close to my emergency fund goal?
Yes. You have $18.2k in savings → 82% of your $22k goal. At the current pace ($450/mo), you'll reach it in 3 months (Jul/2026).
Can I spend $800 on a trip?
Easily. Your monthly cash flow is +$1,850 and you have $3.4k above your emergency buffer. $800 only delays your FIRE projection by 2 months.
04 — SPREADSHEET
The spreadsheet you wished Tiller could be.
Auto-populated with your transactions. AI categorization. Formulas preserved. Native CSV.
05 — TAXES
Tax season doesn't need to be an emergency.
Bortoh tracks the whole year. Categorizes income, deductions, and exports for your accountant in 1 click.
- Automatic quarterly filings
- Export to CSV and PDF
- Multi-currency support
Estimated Payments
06 — MORE FEATURES
The rest of your financial life is covered too.
Small things that change daily life, without friction.
Recurring subscriptions
Automatically detects recurring charges and flags duplicates or forgotten services.
Bill splitting
Dinner with friends, shared Uber. Tell Bortoh and it calculates each person's share.
Receipt OCR
Snap a photo of a receipt. Bortoh reads category, amount, and merchant in seconds.
Privacy by design
Bortoh doesn't read your bank or depend on third-party APIs. You enter the data, you decide what to share, you're in control.
07 — POSITIONING
There are three types of finance apps. We built the fourth.
Each approach has limits. Bortoh was born knowing them all.
The Spreadsheet
You do everything manually. Takes forever. No context, no AI.
YNAB, Tiller
The Dashboard
Syncs everything. Miscategorizes 30% of the time. No real conversation.
Copilot, Monarch
The Detective
Finds problems. Generates alerts. But leaves you to solve alone.
Rocket Money
The Consultant
You ask. It solves. With context, in your language, across currencies.
BORTOH
09 — COMPARISON
See how Bortoh compares.
Side by side with the main finance apps on the market.
10 — PRICING
Simple and transparent.
Start free. Upgrade whenever. No surprises.
Free
Everything you need to start managing your finances with AI.
- ~15 AI messages per day
- Unlimited accounts and transactions
- Budgets, goals, and net worth
- AI insights and projections
- Financial spreadsheet (view only)
Pro
Smarter AI, imports, analysis. Everything to grow your net worth.
- ~300 AI messages per month
- Smarter AI model
- Tax reports and spreadsheet export (CSV/PDF/XLSX)
- ~50 file imports per month
- Everything in Free
- 14-day free trial
11 — SECURITY & PRIVACY
Your financial data deserves bank-grade protection.
We treat your financial data like banks treat your money. Every layer protected, nothing shared, you always in control.
End-to-End Encryption
TLS 256-bit in transit. AES-256 at rest. Your financial data is unreadable without authorization.
Row-Level Security
Database-level isolation ensures each query is restricted to your account. Not even our engineers access other users' data.
Zero Credential Storage
We never store banking logins or card numbers. Secure third-party providers handle all sensitive credentials. They never touch our servers.
AI That Doesn't Learn From You
Your conversations with Bortoh aren't used to train AI models. Your financial data stays in your account, not in training datasets.
Your Data, Your Rules
Export everything anytime. Delete your account and all data is permanently erased. No tricks, no forced retention.
SOC 2 Infrastructure
Our infrastructure providers are SOC 2 Type II certified. Enterprise-grade security protecting your personal data.
12 — GET STARTED
Your money has answers.
Start asking. No credit card needed.