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Ask your finances anything.

Bortoh is the AI-powered personal finance tracker that answers questions, manages budgets, and tracks your net worth across currencies.

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5s

to log any transaction

10+

account types supported

AI

powered insights & actions

24/7

your financial advisor

See it in action

See Bortoh in action.

Scan a receipt, check your spending, track your goals — all through a simple conversation.

Just had lunch, scan this receipt.jpg

Got it! Logged $34.50 at Chipotle Dining Out, from Chase Checking. Anything to adjust?

Where's my money going this month?

Net Worth

$47,832

Income

$8,500

Expenses

$5,120

Savings Rate

39.8%

You're saving 39.8% this month — well above your 20% target. Top spending: Rent ($2,100), Groceries ($680), Dining ($420).

How are my savings goals doing?
Emergency FundOn track

$17,000 / $20,000

Vacation FundBehind

$2,000 / $5,000

New CarOn track

$4,500 / $30,000

Your Emergency Fund is 85% funded— only $3,000 to go. At your current pace, you'll hit it by May. Vacation Fund is a bit behind — want me to suggest a savings plan?

Features

Three pillars of financial clarity.

Accounts

Every account, one dashboard.

Checking, savings, credit cards, investments, and loans. All in one place with your total net worth.

Chase Checking
$4,212
High-Yield Savings
$13,000
Sapphire Reserve
-$1,847
Vanguard 401(k)
$28,500
Auto Loan
-$12,421

Budgets

Stay on track without trying.

50/30/20 templates. Real-time progress bars. Alerts before you overspend.

Rent88%
Groceries62%
Dining Out105%
Transport45%

Goals

Watch your goals grow.

Set targets with deadlines. Link accounts for auto-tracking. Celebrate milestones.

Emergency FundOn track

$17,000 / $20,000

Japan TripBehind

$2,000 / $5,000

New CarOn track

$4,500 / $30,000

Insights

Your financial pulse, always on.

Your dashboard updates in real time. Net worth, spending trends, budget health, and AI-powered anomaly detection — all in one place. No spreadsheets, no guessing.

Net worth tracking with asset and liability breakdown
Monthly savings rate with historical trends
Spending breakdown by category with year-over-year comparison
Emergency fund runway: how many months you’re covered
AI anomaly alerts when spending looks unusual

This Month

$47,832.19

$62,100 in assets · $14,268 in liabilities

Income

$8,500

Expenses

$5,120

Savings Rate

39.8%

Burn Rate

$170/d

Budget Health

Needs
72%
Wants
58%
Savings
90%

Your financial journey

From tracking to growing.

Bortoh isn't just a tracker. It's a system designed to help you understand your spending, control your budget, and grow your wealth.

1

Understand your spending

Category breakdowns, trend analysis, and anomaly detection reveal where your money actually goes. Knowledge is the first step.

2

Control with budgets

Set smart budgets with proven templates. Real-time alerts keep you on track. Projected month-end forecasts prevent overspending.

3

Grow your wealth

Set savings goals, track net worth over time, and watch your emergency fund grow. Milestone celebrations keep you motivated.

How it works

Up and running in 2 minutes.

01

Create your account

Sign up with Google or email. One click, you’re in.

02

Add your accounts

Tell Bortoh your accounts and balances. Or import a bank statement.

03

Chat with your money

Ask anything. Log expenses by photo. Get insights on demand. Bortoh handles the rest.

Ask Bortoh anything

Your finances, answered instantly.

From quick lookups to deep analysis, Bortoh handles it all through natural conversation.

Spending

How much did I spend on dining this month?

Budgets

Am I on track with my budget?

Goals

Set up a savings goal for a new laptop

Net Worth

What’s my net worth trend over the last year?

Transactions

Log $42 at Whole Foods from my checking

Analysis

What subscriptions am I paying for?

Trends

Compare my spending to last month

Import

Import my Chase bank statement

Runway

How many months can I survive without income?

Privacy first

Your data stays yours. Always.

Your financial data is sensitive. We treat it that way. No selling, no sharing, no compromises.

Encrypted

256-bit TLS in transit, AES-256 at rest. Your data is encrypted end-to-end.

Private

No third-party data sharing. No ads. No selling your financial information.

In Your Control

Export all your data anytime. Delete your account and everything goes with it.

Your money has a lot to say. Start listening.

Start free. No credit card required. No spreadsheets. Just a conversation.