Frequently asked questions

Bortoh is an AI-powered personal finance app. Instead of navigating complex dashboards and menus, you chat with an AI assistant to track spending, manage budgets, set savings goals, and monitor your net worth. Think of it as a financial advisor you can text anytime.

Bortoh uses Claude, Anthropic's most capable AI model, with tool-use capabilities. It can read your financial data, create transactions, scan receipts, import bank statements, analyze spending patterns, and provide personalized insights — all through natural conversation.

Yes, Bortoh offers a free tier with core features including unlimited accounts, manual transaction entry, basic budgets, savings goals, and net worth tracking. Pro features like AI chat, receipt scanning, and advanced analytics are available with a paid plan.

Bortoh currently supports multiple currencies with automatic daily exchange rate updates. You can track accounts in different currencies and see your full net worth converted to a single currency.

Your data is encrypted with 256-bit TLS in transit and AES-256 at rest. We don't sell your data, share it with advertisers, or use it for AI training. You can export all your data or delete your account at any time.

Yes. You can upload CSV or PDF bank statements and Bortoh will parse, categorize, and deduplicate transactions automatically. It also detects matches with existing transactions to prevent duplicates.

Bortoh includes proven budget templates: 50/30/20 (recommended), 60/20/20, 70/20/10, and 80/20. Each template sets spending limits for Needs, Wants, and Savings categories. You can customize categories and percentages to fit your situation.

Yes. Take a photo of a receipt or screenshot and send it to Bortoh in the chat. The AI extracts the amount, merchant, and category, then logs the transaction automatically. You can review and adjust before confirming.

Bortoh's primary interface is conversational AI, not dashboards. Instead of clicking through menus and screens, you ask questions and give instructions in plain English. It's designed for people who find traditional finance apps too complex or time-consuming.

Bortoh supports checking accounts, savings accounts, credit cards, investment accounts, loans, and other account types. Each account tracks its own currency and balance, and everything rolls up into your net worth calculation.