Salário em dólar. Poupança em reais.
The AI finance app designed for the dual-currency life between the US and Brazil.
TL;DR
Bortoh is a free AI-powered finance app designed for Brazilians living in the US. Track Chase and Nubank in one place, see your net worth in both USD and BRL with daily exchange rates, flag deductions for US taxes, and chat with Bortoh in Portuguese. No other app handles this dual-life reality.
The Brazilian expat money problem
You have Chase in the US and Nubank in Brazil. No app shows them together. You're constantly switching between banking apps and doing mental math on exchange rates.
Your net worth changes every day because of BRL/USD fluctuations. but you have no way to track this impact. Is your Nubank balance worth more or less than last month in dollar terms?
US tax obligations on Brazilian accounts are real but confusing. FBAR, FATCA, foreign income reporting. most finance apps pretend Brazil doesn't exist.
You think about money in two languages. Sometimes you want to budget in English, sometimes in Portuguese. Your finance app should understand both.
How Bortoh solves this
Fragmented US + Brazil banking
Add Chase, Nubank, Wise, and any other account. One dashboard, one net worth, auto-converted with daily BRL/USD rates.
FX impact blindness
Bortoh shows exactly how exchange rate changes affect your Brazilian account values in dollar terms. Know your real net worth, every day.
US tax complexity
Flag deductions, classify income (W-2, 1099, Foreign), track quarterly payments. Export reports that make FBAR and tax prep straightforward.
Bilingual money brain
Bortoh is fully available in Portuguese. Chat in Portuguese, see your dashboard in Portuguese, export reports in Portuguese. or switch to English anytime.
Frequently asked questions
Yes. Add Nubank as a manual account or import your statement (CSV/PDF). Bortoh tracks it in BRL and auto-converts to USD for your unified net worth.
Yes. Bortoh is fully available in Brazilian Portuguese. the interface, AI chat, and reports all work in Portuguese. Switch between languages anytime.
Bortoh tracks all your foreign account balances and can export reports that help with FBAR and FATCA requirements. It classifies foreign income separately for tax reporting.
Bortoh was built by a team of expats who manage money across countries every day. Every multi-currency feature exists because we needed it ourselves. no existing app could handle the dual-country financial life.