3 currencies. 4 countries. One app.
Bortoh travels with you. managing money across borders and time zones.
TL;DR
Bortoh is a free AI-powered finance app for digital nomads who earn and spend across multiple currencies. 9 currencies with daily rates, works on any device (no app store required), tax tracking for complex situations, and AI that helps you budget across borders. One conversation to manage money everywhere you live.
The nomad money problem
You have bank accounts in 3 countries, cards in 2 currencies, and crypto on the side. No single app gives you a unified picture.
You're earning in USD, spending in EUR this month and THB next month. Your budget is meaningless because the base currency keeps changing.
Tax obligations span multiple jurisdictions. You need to track what was earned where and when. most apps can't even handle two currencies.
App Store apps don't work when you switch countries. You need something web-based that works everywhere.
How Bortoh solves this
Fragmented accounts
Add accounts from any country. Bortoh shows one net worth number, auto-converted to your base currency with daily rates.
Currency-hopping budgets
Budget in your base currency. Bortoh converts every transaction at the daily rate, so your budget stays accurate regardless of where you spend.
Multi-jurisdiction taxes
Classify income by source and country. Flag deductions, track payments, and export reports per jurisdiction.
Platform lock-in
Bortoh is a web app. works on any device, any browser, any country. No App Store restrictions, no geo-blocks.
Frequently asked questions
Yes. Bortoh is a web app accessible from any browser worldwide. No App Store restrictions or geo-blocking. Available in 14 languages.
Your base currency is set in settings and all conversions reference it. You can change it anytime. all historical conversions use the rate from the transaction date.
You can track crypto accounts as manual accounts with balance updates. Native crypto price tracking is on the roadmap.
Bortoh's AI adapts to variable income. Ask 'How am I doing this month?' and it considers your actual income and spending across all currencies.